Open for business. Literally.
Open your business account at any Canadian bank or credit union, with the paperwork prepared and the appointment booked.
- Account opening6 services, including: Bank and package recommendation based on fees, transaction volume and your province
- Payments and credit6 services, including: Merchant services, point-of-sale terminals and online payment gateways
- After the account is open4 services, including: Accounting software connected to your bank feed
Business Bank Accounts across Canada
A business bank account is the first thing a new corporation needs and the first place a newcomer hits a wall: the bank wants articles, a Business Number, proof of address, identification for every director and signing officer, and sometimes an in-person visit. Arrive with one document missing and the appointment is wasted.
We prepare the complete document kit the bank asks for, recommend a bank and account package that fits your business, book the appointment and brief you on what will happen. For non-residents and newcomers we confirm in advance which banks can open the account and under what conditions, so there are no surprises.
Everywhere in Canada
Delivered remotely in all 10 provinces and 3 territories, with the province-specific rules handled for you.
Project or monthly
Book a one-time scope or keep us on a monthly rhythm. A written scope with government fees listed separately, every time.
Confidential and organized
Secure document sharing, one point of contact and a file you can hand to your bank, accountant or immigration representative.
Everything under business bank accounts.
Book any single item, or the whole line. If something you need is not listed, ask; it usually belongs to one of our other seven lines.
Account opening
- Bank and package recommendation based on fees, transaction volume and your province
- Complete document kit: articles, registration, Business Number, director identification, address proof, ownership information
- Appointment booking and preparation briefing
- Newcomer banking packages and non-resident account guidance
- Québec accounts with Desjardins and the national banks
- Trust, holding company and multi-signature account set-ups
Payments and credit
- Merchant services, point-of-sale terminals and online payment gateways
- Business credit card applications
- Line of credit and term loan application packages
- Canada Small Business Financing Program (CSBFP) loans through your bank
- Payroll and pre-authorized debit set-up
- Foreign exchange and USD accounts for cross-border businesses
After the account is open
- Accounting software connected to your bank feed
- Monthly bank and credit card reconciliations
- CRA My Business Account and online banking set-up for tax payments
- Signing authority changes and account updates as the business grows
Where we can help you open an account.
We are independent and not affiliated with any bank. We recommend based on fees, branch access in your province, newcomer packages and what the bank will accept for your ownership and residency situation.
From first call to done.
Every engagement starts with a short conversation and a written scope. Here is what the path looks like for business bank accounts.
Start with a call- 1We confirm which bank and account suit your business and status
- 2We assemble and check every document the bank will ask for
- 3We book the appointment (in branch or video, where available) and brief you
- 4Account opened; we connect it to your books and set up payments
- 5Credit card, merchant services and financing applications follow as needed
Business Bank Accounts: questions we hear most
Short answers. For anything specific to your situation, book a consultation and we will walk through it.
Which Canadian banks can you help me open an account with?
Any of them. The Big Six (RBC, TD, Scotiabank, BMO, CIBC, National Bank), Desjardins and ATB Financial, credit unions in every province, and online banks. We are not affiliated with any bank; we prepare you and the paperwork for the one you choose.
Can a non-resident open a business bank account in Canada?
Often, but policies differ by bank and change over time; most require the company to be registered in Canada and some require an in-person visit by a director. We check the current requirements with the bank before you travel or apply.
What documents does the bank need?
Typically articles of incorporation or the business registration, the CRA Business Number, government ID for every director and signing officer, proof of business address and ownership details. We assemble all of it in one kit.
Do you open the account for me?
The bank requires the owner or director to sign. We do everything up to that point and can join the appointment remotely when the bank allows it.
Ready for business bank accounts?
One short call, then a written scope with our fee and the government fees listed separately. One-time project or ongoing monthly support.